Eliminate your total debt by 50% or more without filing Bankruptcy?
Get rid of your high interest credit card debt?
Stop those annoying phone calls from creditors and debt collectors?
Become DEBT FREE in 12-36 months?
We are Consumer Recovery Network (CRN) and with over 30 years of combined debt and credit experience, we can help you with the most challenging debt problems. We use a process known as Debt Negotiation, also known as Debt Settlement, which is an aggressive approach to debt reduction, and considered to be the best option for those with a serious amount of debt or who would like to avoid bankruptcy. We can negotiate and settle your debt by up to 60% on any type of unsecured debt.
Debt Settlement is what happens when you reduce the amount of your unsecured personal debts through creditor negotiations. Debt Settlement is proven to be much more effective than merely reducing interest rates, as is the norm with Debt Consolidation and Credit Counseling (CCCS). If you reduce the actual debt balance, Debt Settlement provides a much faster means of becoming debt-free.
In Trying to Avoid Bankruptcy, you May Already Know that Settlement is your Best Option! But Who Do you Choose and Who Can You Trust to Help You? Be Very Careful! Most Settlement Companies Overcharge, try to Collect All their Fees Upfront Before Doing Any Work for You, and Some May Even Lie Just to Get your Money! Many Use a "Cookie-Cutter-One-Size-Fits-All" Approach that may just Steer you Head-On into a Nasty Lawsuit!
Settlement is without a doubt, the most expedient, effective and affordable solution for you allowing you to get out of debt in the shortest amount of time, with the least amount of money without filing bankruptcy. We work on your behalf and settle your accounts with all your creditors for you. Best of all, we offer one of the most affordable programs in the industry!
CRN IS NOT Consumer Credit Counseling, Debt Consolidation, a loan of any kind, or Bankruptcy! All of these options have very serious drawbacks as opposed to settlement!
Here’s how it works… once you enroll in our program, CRN will immediately assign to you one of our financial coaches, an expert negotiator who will then work out a customized plan for your situation. Instead of making payments direct to your creditors, you decide to instead, place these funds into a separate savings account that you are in control of, what we would call a “set aside” account that will be used to fund settlements with your creditors in the future. Once you have accumulated enough settlement funds to make a reasonable offer to settle the debt, your CRN coach will begin the negotiation process on your behalf and obtain the best possible settlement for you. Your money will work smarter because instead of wasting it on penalties, fees and interest charges, it will be in your own savings account earning interest each month. Using the CRN process, your money works for YOU, rather than your creditor and you will get out of debt much quicker than the path you're presently on.
Click here to see a settlement example
CRN will show you how to keep your creditors at bay while we negotiate with them on your behalf. You can pick and choose what accounts you want to put into the CRN program. All you need to do is put money aside each month adn we do all the rest. Once a mutual agreement has been made for each account, we work out the details with your creditor and then you pay them out of your savings account. Once the debt is settled, your creditor will send you a letter stating the debt obligation has been fulfilled. In 1-3 years, you are debt free!
Any amount of debt can put enormous financial and emotional strain on you and your family’s life. Having an experienced CRN Specialist on your side will help achieve peace of mind during the entire debt settlement process. We not only provide you with one-on-one coaching, we also provide you with an extremely informational educational package because we believe an informed client is an empowered client. This allows you to sleep at night, stress free. As an added bonus with our program, we will even assist you with credit restoration to repair your precious credit score.
(Accounts covered are all types of unsecured debt including all types of credit cards, department store cards, medical bills, signature loans, utility and phone bills in collections, apartment leases in collections, judgments, car repos, online gambling debt, non-government student loans, and Payday Loans. We can even assist you on some types of secured loans as well).
CRN is unlike all the other settlement programs available to you. Why? Quite simply, most other companies overcharge for their services. We offer you one of the most affordable settlement programs available today. We provide you with much more value for a lot less cost. Immediately upon signing up with CRN you will be assigned to your own personal coach/negotiator. All your communication will be directly with your coach, not a switchboard operator who knows nothing about your account. Your first consultation with your financial coach will prove to be invaluable as they go over your situation and strategize with you the best and most efficient way to become debt free relative to your own particular set of circumstances. Your CRN coach is extremely knowledgeable in all areas of the financial arena. They have the expertise to save you time, money and aggravation to not only become debt free, but to lead you quickly into prosperity including helping you clean up your credit and answer questions about your secured assets as well.
Your CRN coach will negotiate the best deal for you. Why? Because while major banks and creditors are constantly shifting tactics and policies, all of our CRN coaches follow recent trends and know what major creditors are willing to settle for at various stages in the collection cycle from pre-charge off to post charge-off. That's why CRN has one of the lowest settlement averages in the industry settling our clients accounts at an average of 42.7% of their balance. CRN can help save you an enormous amount of time, energy, and frustration by helping you understand when to hold out for a better offer, and when to take the current deal on the table. These one-on-one coaching and strategy sessions are what truly sets CRN apart from others in the debt relief industry.
CRN is VERY Low Cost and Will Save you Thousands Compared to Other Settlement Companies...
Most settlement companies charge fees in the amount of 15% of your total debt or more. If you have $50,000 in total debt, their fee would be 15% of $50,000 or $7,500. CRN's total fee to settle your accounts for you is 15% of your savings. At a conservative 50% settlement, CRN's fee would be $3,750 making us 1/2 price our competition! These savings provide you with money that should be going toward getting out of debt rather than lining someone else's pocket!
Most settlement companies collect their fee, then take the first settlement offer they can get because their fee is not based on performance. Once they collect their fee, they have no further motivation to help you get the lowest settlement offer! CRN's fee is based on what we save you, so we have a built-in incentive to obtain the lowest possible settlement for you.
Since most settlement companies overcharge, most of the money you are paying into the program is absorbed by fees, and very little is left over to actually pay for settlements. That's counterproductive to what you are trying to achieve and that's why many other settlement companies have a very high drop out rate. With the CRN program, there are no administrative fees, no monthly fees and no front-loaded negotiation fees to worry about. You only pay for results!
There is no one we are aware of that offers this type of commitment to our customers satisfaction!
We offer one of the most affordable solutions on the market today at a cost that's 1/2 the industry average. So you keep more of what's yours! We pride ourselves on our commitment to excellent customer service. When you call our 800 number, you get your debt coach, not a switchboard operator telling you someone will have to call you back. We offer you the best settlement solution!
Why Settle? 
